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NDIS explained

Am I eligible for the NDIS?

Updated 19 October 2026 · Checked against official NDIS and government sources

In plain English

You are eligible for the NDIS if you were under 65 when you applied, you live in Australia as a citizen, permanent visa holder or protected special category visa holder, and you meet either the disability requirements or the early intervention requirements. In short, you need a permanent impairment that substantially reduces your everyday functioning, or a case where early support will reduce your future needs.

The access criteria at a glance

Section 21 of the National Disability Insurance Scheme Act 2013 says you meet the access criteria if the NDIA is satisfied that you meet:

  • The age requirement in section 22
  • The residence requirement in section 23
  • Either the disability requirements in section 24, or the early intervention requirements in section 25

Age

You must be under 65 on the day you make your access request. There is no lower age limit. If you join before 65 you do not have to leave when you turn 65, unless you later move into permanent aged care after turning 65.

Residence

You must live in Australia and be an Australian citizen, the holder of a permanent visa, or a special category visa holder who is a protected SCV holder. To decide whether you really live here, the NDIA looks at things like your accommodation, family ties, work and financial ties, assets in Australia, and how often and how long you travel overseas.

The disability requirements

Most people join under section 24. You meet the disability requirements if all of these are true:

  • You have an intellectual, cognitive, neurological, sensory or physical impairment, or an impairment that causes a psychosocial disability
  • The impairment is permanent or likely to be permanent. Conditions that come and go can still count
  • It substantially reduces your functional capacity in at least one of: communication, social interaction, learning, mobility, self care or self management
  • It affects your ability to take part socially or economically, such as work, study or community life
  • You are likely to need NDIS support for your lifetime

The early intervention requirements

Section 25 is for people where support now is likely to reduce the support they need later. You need a permanent impairment, or for a child under 6, developmental delay, and evidence that early intervention will help, for example by reducing the impact of the impairment or stopping your functioning from getting worse. The NDIA must consider the disability and early intervention requirements separately, and you can meet both.

Children younger than 9 are usually supported first through the early childhood approach, where an early childhood partner can offer early supports and help with an application.

The evidence that decides it

Eligibility usually comes down to evidence. The NDIA relies on reports from treating professionals that explain your diagnosis, the treatment you have had, whether the impairment is permanent, and how it affects daily life. If your condition is on List A, confirming the diagnosis and its level is usually enough. For List B conditions, permanence is accepted but you still need evidence of functional impact.

Standardised assessments, such as WHODAS 2.0 for adults, Vineland-3 and PEDI-CAT for children, and the LSP-16 for psychosocial disability, give the NDIA scores it recognises.

What changes from 1 January 2028

Nothing changes about access until 1 January 2028. From then:

  • Access will be based on a standardised, evidence based assessment of how your disability affects day to day living
  • Permanence will include whether appropriate treatment has been tried. That means widely accepted, publicly funded treatment likely to make a meaningful difference. Nobody is forced to have treatment
  • New applicants whose impairment came from a motor vehicle accident or work injury, and who are covered by another compensation scheme, may not be eligible
  • Children 8 and under with developmental delay or autism and low to moderate support needs will be supported by Thriving Kids
  • Current participants will be reassessed against the new criteria over 3 years and told well in advance
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Common questions

Am I eligible for the NDIS if I am over 65?

Not if you are 65 or over when you apply. The aged care system is the main path, starting with My Aged Care. If you joined before 65, you can stay in the NDIS after you turn 65.

Can I get the NDIS without a diagnosis?

The NDIS looks at your impairment and how it affects you, not just a label. Young children under 6 with developmental delay can join under early intervention without a diagnosis. Most adults still need evidence of a permanent impairment from a treating professional.

Is mental illness covered by the NDIS?

Yes, if it causes a psychosocial disability that is permanent or likely to be permanent and substantially reduces your functioning. Conditions that fluctuate can still be treated as permanent.

Do I need to be a citizen to get the NDIS?

You must be an Australian citizen, a permanent visa holder or a protected special category visa holder, and live in Australia.

Will the eligibility rules change?

Yes, from 1 January 2028. Access will then be based on a standardised assessment of functional capacity. Until then the current rules apply, and you can still apply under them.

Sources

This page is general information, not advice about your plan. NDIS rules change, so check the NDIA or your plan manager before making decisions.

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