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NDIS explained

What is a flexible budget in an NDIS plan?

Updated 19 October 2026 · Checked against official NDIS and government sources

In plain English

A flexible budget is the part of a new framework NDIS plan that you can use for any NDIS support that is an NDIS support for you, subject to any restrictions in your plan. New framework plans, rolling out from 1 April 2027, split your budget into flexible funding and stated supports funding. Most supports will be flexible, while things like SDA, home modifications and respite are stated.

Where flexible budgets come from

The 2024 changes to the NDIS Act created a new way of planning, called new framework planning. Under section 32D, new framework plans include a flexible budget and a small number of stated supports, with the budget worked out using a support needs assessment.

Participants start moving to new framework plans gradually from 1 April 2027, and everyone should have moved by 31 December 2030. Until you move, you keep your current plan, which the NDIA now calls an old framework plan.

Flexible funding and stated supports

A new framework plan budget has two parts:

  • Flexible funding: money you can use for different NDIS supports. Government examples include general assistive technology, consumables, nursing, employment supports, allied health, in home and community supports, interpreting and specialist driver training
  • Stated supports funding: money for specific supports that must be used as planned. Examples include assistance animals, assistive technology assets, behaviour support, home modifications, medium term accommodation, plan management, short term respite and Specialist Disability Accommodation

How it differs from your current plan

In current plans, flexibility sits inside separate budgets such as core and capacity building, and you generally cannot move money between them. In a new framework plan, flexibility is meant to be the standard, with stated supports as the exception. You could, for example, use more of your flexible funding on therapy one quarter and more on support workers the next, as long as each purchase is an NDIS support for you.

The October 2026 funding reset, which cut community participation and daily living skills funding, does not apply to new framework plans.

Limits that can still apply

Flexible does not mean unlimited. Under the proposed rules:

  • You can only buy supports on the NDIS supports lists, in line with your plan
  • The NDIA can restrict part of your flexible funding, for example to keep money aside for an assessment you need, or where there is a risk of harm, fraud or financial exploitation. You can also ask for a restriction yourself
  • Some funding may come with requirements, such as a quote or a qualified professional
  • Funding periods still apply, usually 1, 3 or 6 months, though one off purchases may not have them
  • Price limits still apply unless you self manage

Where the rules are up to

The rules for new framework planning are still being finalised. The government consulted on them in early 2026, and consultation on the updated planning rules closed on 14 October 2026. Exposure drafts of the final rules are due to be shared. Details in this page may change, so check the NDIS changes pages before your move.

How to get ready

You do not need to do anything yet. The NDIA will contact you before you move. It helps to keep a simple log of the support you need across a typical week, day and night, and to think about which supports you would want to use flexibly and which you would prefer locked in, such as respite your family relies on.

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Common questions

When do flexible budgets start?

With new framework plans, which start rolling out from 1 April 2027. All participants should be on new framework plans by 31 December 2030.

Can I spend my flexible budget on anything?

No. You can use it for any NDIS support that is right for you and in line with your plan, but not for things that are not NDIS supports, and the NDIA can restrict part of it.

What is the difference between flexible and stated supports?

Flexible funding can be used across different NDIS supports. Stated supports funding must be spent on the specific support described in your plan, such as SDA or respite.

Does my current plan have a flexible budget?

Current plans have flexible support categories, such as core supports, but not a single flexible budget. That arrives with new framework plans.

Do funding periods apply to flexible budgets?

Yes. Under the proposed rules, funding periods still apply to flexible and stated funding, usually set at 1, 3 or 6 months. Some one off purchases may not have funding periods.

Sources

This page is general information, not advice about your plan. NDIS rules change, so check the NDIA or your plan manager before making decisions.

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